home insurance

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Insulate your home to reduce energy use and costs.
Install water saving facilities.
Cut down on use of chemical air fresheners and other pollutants which can aggravate allergies and contribute to sick building syndrome.
Open those curtains as wide as possible to use natural light. You'll reduce energy costs and feel better for it.
Don't leave electrical equipment on standby. It uses just as much electricity as when it's on.
Put fat and oils in the bin not down the sink. They clog up your drains and can cause flooding.
Compost your food waste instead of using chemical plant foods.
And, last but not least, recycle bottles, plastics, cans and paper.

Leave a small energy saving light on while you're away on holiday to deter thieves.
Remember to cancel newspapers and other deliveries.
Most importantly, ask a trusted neighbour to come round regularly to check that everything's OK.
Install smoke alarms properly and have them checked regularly.
Install burglar alarms and make sure they're in good working order too.
And, again, the obvious one: make sure all windows and doors are closed and locked properly every time you leave the house.

Britain's being hit by flooding more than ever these days so it's important to know what to do if disaster strikes:

Turn off gas and electricity.
Inform the emergency services.
Tell your insurance company as soon as you can.
Once the flood has subsided, open all doors and windows to give the house a good airing.
Run taps for a few minutes before use.
Don't try to dry out photos or papers. Put them in a plastic bag and store them in the fridge.
Throw away all food that's come into contact with contaminated flood water.

Call us on: 0800 116 4184