no claims discounts

up to 65% no claims
discount 4 you

its4me can arrange insurance that offers up to 65% No Claims Discount (NCD). In the event that you have an accident and go on to make a claim, you may lose your NCD, depending on whose fault it was. If you were at fault, you will almost certainly lose part or all of your NCD, as your insurer will have to pay for any damage to a third party. If the third party was at fault and you are able to claim damages from their insurer, your NCD should remain unaffected.

Remember to declare all accidents, claims or losses you have been involved in when purchasing a car insurance policy - even if the accident was not your fault or if you did not claim. Most companies will ask whether or not your NCD was affected by your accident and this will have an effect on your quote.

Once you have earned 4 years NCD, you have the option to protect your NCD for an additional premium. This will allow you to make a claim without losing any of your NCD, for example 2 claims in 5 years. Drivers with maximum no claims can get up to 65% NCD on their car insurance policy.